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Online Doctor & Urgent Care

Cash-pay virtual primary and urgent care visits, no insurance needed

10 Providers

Sort: Recommended

Sesame

Cash-pay telehealth marketplace where providers set their own rates for same-day primary and urgent care visits, with no insurance billed. Costco members and Sesame Plus subscribers get the lowest visit prices nationwide.

Lowest-price one-off visitsCash-pay shoppersCostco membersSame-day care without insurance

Updated Jun 2026

From $34/visit

vs ~$170+ for a typical uninsured in-person primary care visit

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PlushCare

Telehealth platform offering ongoing virtual primary care and same-day urgent care with board-certified physicians, with or without insurance. Optional membership adds unlimited messaging and prescription discounts.

Ongoing primary careSame-day urgent carePeople with or without insuranceUnlimited provider messaging

Updated Jun 2026

$129/visit cash

vs ~$170+ for a typical uninsured in-person primary care visit

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Amazon One Medical (On-Demand Care)

Amazon's pay-per-visit telehealth (formerly Amazon Clinic) treating 30+ common conditions by message or video, with no insurance and no membership required. A separate One Medical membership covers ongoing primary care.

Cheap one-off message visitsCommon conditionsAmazon Prime membersFSA/HSA payers

Updated Jun 2026

$29 message / $49 video

vs ~$89-129 for many other telehealth urgent care visits

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Teladoc Health

One of the largest telehealth networks, offering 24/7 general medical (urgent care) visits to uninsured patients at a flat self-pay rate. Longer-term primary care programs are reserved for insured/employer members.

24/7 urgent careBrand-name reliabilityOne-off non-emergency visitsAfter-hours care

Updated Jun 2026

$89/visit (urgent care)

vs a typical in-person urgent care visit of $150-200 without insurance

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Lemonaid Health

Cash-pay telehealth offering a la carte consultations and a membership-based virtual primary care plan with no per-visit fees or copays. Owned by 23andMe's former structure, focused on simple flat-fee care.

Flat-fee ongoing primary careLow-cost single consultsPeople who hate copays and surprise billsMedication management

Updated Jun 2026

$99/mo primary care

vs per-visit copays and surprise bills under traditional insurance

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GoodRx Care

Online medical visits from GoodRx via text, phone, or video with U.S.-licensed providers, priced lower for GoodRx Gold members. No insurance required, and it pairs with GoodRx's prescription-discount engine.

GoodRx Gold membersLow-cost visitsPrescription savingsSame-day pharmacy pickup

Updated Jun 2026

$19 Gold / $49 standard

vs $89-129 for many competing telehealth visits

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HealthTap

Virtual primary and urgent care with a dedicated assigned doctor, offered cash-pay or through a low-cost membership that sharply reduces per-visit fees. Accepts HSA/FSA and bills some insurance plans.

Members who visit oftenAssigned primary-care doctorUnlimited doctor messagingHSA/FSA payers

Updated Jun 2026

$129 cash / $44 member

vs ~$170+ for a typical uninsured in-person visit

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Doctor On Demand

Telehealth from Included Health offering 24/7 urgent care video visits with licensed physicians and nurse practitioners, no membership required and a flat self-pay price. Also covers mental health and everyday care.

No-membership urgent careVideo visits with a physicianMental health and psychiatryAfter-hours care

Updated Jun 2026

From $99/visit

vs a typical in-person urgent care visit of $150-200 without insurance

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MDLIVE

An Evernorth/Cigna telehealth service offering virtual urgent care for 80+ non-emergency conditions, available cash-pay with upfront pricing for uninsured patients. Also offers primary care and dermatology.

Cash or in-network urgent care80+ common conditionsDermatology and psychiatryUpfront pricing

Updated Jun 2026

Up to $89/visit (urgent care)

vs a typical in-person urgent care visit of $150-200 without insurance

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Carbon Health (Virtual Care)

Tech-forward primary and urgent care chain offering virtual urgent care in a growing set of states, with published self-pay rates for uninsured patients alongside insurance, Medicare, and FSA/HSA. Pairs virtual visits with its in-person clinics.

Virtual-to-in-person continuitySelf-pay with published capsPeople in covered metro statesInsurance, Medicare, or FSA/HSA payers

Updated Jun 2026

Self-pay varies by region
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