MDLIVE
An Evernorth/Cigna telehealth service offering virtual urgent care for 80+ non-emergency conditions, available cash-pay with upfront pricing for uninsured patients. Also offers primary care and dermatology.
vs a typical in-person urgent care visit of $150-200 without insurance
Visit MDLIVE →External link • Always verify pricing
Services Offered
Our Take
MDLIVE is an insurance-industry-owned platform (Evernorth/Cigna) that still serves cash payers at a flat ~$85-89, with pricing always shown before you commit. It covers more conditions than most quick-script services and adds dermatology and psychiatry. Best when you may have in-network coverage but want a cash fallback.
Pros
- ✓Backed by Evernorth/Cigna
- ✓Cost shown upfront
- ✓Treats 80+ conditions
- ✓$0 with many insurance plans
- ✓Broad service menu
Cons
- ✗$85-89 cash price for the uninsured
- ✗Best value requires in-network insurance
- ✗Exact self-pay price requires account login
- ✗Medication cost separate
Pricing Details
Cash-pay urgent care is around $85-89 (cost shown upfront before the visit); $0 with many in-network insurance plans. Accepts major credit and debit cards.
Best For
- • Cash or in-network urgent care
- • 80+ common conditions
- • Dermatology and psychiatry
- • Upfront pricing
Coverage
- 📍 Nationwide US
Last verified: June 25, 2026
⚠️ Important
Always verify pricing and details directly with the provider. Prices shown are estimates based on our research as of June 2026 and may have changed.
This information is for educational purposes only and does not constitute medical advice. Consult with qualified healthcare professionals before making medical decisions.
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