Molina Healthcare
Major Medicaid and ACA marketplace insurer specializing in affordable coverage for lower-income individuals and families.
Services Offered
Our Take
Molina knows their lane: affordable coverage for people who qualify for government programs or subsidies. If you're shopping for the lowest premium on Healthcare.gov, Molina and Ambetter are often your top choices. They also acquired Bright Health's remaining plans in 2024. Networks are smaller but functional. Not trying to compete with the UnitedHealthcares of the world on employer plans.
Pros
- ✓Often lowest premiums
- ✓Decades of Medicaid experience
- ✓Good care coordination
- ✓Understands low-income healthcare needs
- ✓Acquired Bright Health plans
Cons
- ✗Smaller provider networks
- ✗Customer service can lag
- ✗Limited presence in some markets
- ✗Not competitive for employer plans
Pricing Details
Frequently the most affordable ACA marketplace option in their markets. Specializes in government-sponsored coverage.
Best For
- • Subsidy-eligible individuals
- • Medicaid recipients
- • Budget-focused ACA shoppers
- • Dual-eligible members
Coverage
- 📍 CA
- 📍 FL
- 📍 IL
- 📍 MI
- 📍 NM
- 📍 NY
- 📍 OH
- 📍 SC
- 📍 TX
- 📍 UT
- 📍 WA
- 📍 WI
Accreditations
- ✓NCQA accredited
Trust Indicators
Years in Business
44+
Last verified: December 21, 2024
⚠️ Important
Always verify pricing and details directly with the provider. Prices shown are estimates based on our research as of December 2024 and may have changed.
This information is for educational purposes only and does not constitute medical advice. Consult with qualified healthcare professionals before making medical decisions.
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