Clover Health
Medicare Advantage-focused insurtech using AI-powered Clover Assistant to help doctors make better care decisions. Heavy technology focus.
Services Offered
Our Take
Clover's pitch is interesting: use AI (their Clover Assistant) to help primary care doctors make better decisions, reducing unnecessary costs and improving outcomes. They went public via SPAC in 2021 at $3.7B valuation, then faced reality - $339M loss in 2022. They've narrowed focus to 8 states and are slowly improving financials. If you're in their markets and like the idea of tech-enabled Medicare, worth a look. But they're still in turnaround mode.
Pros
- ✓AI-powered care insights (Clover Assistant)
- ✓$0 premium MA plans available
- ✓Focus on preventive care
- ✓Some unique supplemental benefits
- ✓Improving financial trajectory
Cons
- ✗Limited to 8 states
- ✗SPAC-era company still finding footing
- ✗Past financial struggles
- ✗Smaller than traditional MA insurers
- ✗Network size varies by market
Pricing Details
Premium varies by plan and county. Many $0 premium MA plans available. Focus on keeping healthcare costs down through better data.
Best For
- • Medicare beneficiaries in their states
- • Seniors interested in tech-enabled care
- • Those who want AI-assisted primary care
Coverage
- 📍 AL
- 📍 GA
- 📍 MS
- 📍 NJ
- 📍 PA
- 📍 SC
- 📍 TN
- 📍 TX
Accreditations
- ✓CMS-approved Medicare Advantage insurer
Trust Indicators
Years in Business
10+
Last verified: December 21, 2024
⚠️ Important
Always verify pricing and details directly with the provider. Prices shown are estimates based on our research as of December 2024 and may have changed.
This information is for educational purposes only and does not constitute medical advice. Consult with qualified healthcare professionals before making medical decisions.
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