Cigna
Global health services company (11% US market share) known for strong employer plans and unique international coverage options.
Services Offered
Our Take
Cigna shines in two areas: employer plans and international coverage. If you're an expat, travel frequently, or work for a multinational company, Cigna's global network is genuinely useful. They own Express Scripts, one of the largest PBMs. Less competitive in the individual ACA market - they've pulled out of many states.
Pros
- ✓Strong employer plan options
- ✓International coverage in 30+ countries
- ✓Good behavioral health programs
- ✓24/7 nurse line
- ✓Express Scripts pharmacy integration
Cons
- ✗Limited ACA marketplace presence
- ✗Customer service varies
- ✗Some network limitations
- ✗PBM ownership raises conflict of interest concerns
Pricing Details
Often competitive for employer plans. Individual market presence varies by state. Owns Express Scripts PBM.
Best For
- • Employer-sponsored coverage
- • International coverage needs
- • Expats and frequent travelers
- • Global companies
Coverage
- 📍 National - All 50 states
- 📍 International - 30+ countries
Accreditations
- ✓NCQA accredited
Trust Indicators
Years in Business
230+
Last verified: December 21, 2024
⚠️ Important
Always verify pricing and details directly with the provider. Prices shown are estimates based on our research as of December 2024 and may have changed.
This information is for educational purposes only and does not constitute medical advice. Consult with qualified healthcare professionals before making medical decisions.
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