Centene (Ambetter Health)
Largest ACA marketplace insurer (5.8M members) and largest Medicaid managed care organization. Known for affordable options for lower and middle-income families.
Services Offered
Our Take
Centene's Ambetter is the #1 ACA marketplace insurer for a reason: they specialize in serving people who qualify for subsidies. If you're shopping on Healthcare.gov and want the lowest premium, Ambetter will likely be in your top options. The trade-off: networks can be narrower than premium carriers, and customer service reviews are mixed. But for budget-conscious coverage, they're hard to beat.
Pros
- ✓Often lowest ACA premiums
- ✓#1 marketplace carrier by enrollment
- ✓Strong Medicaid experience
- ✓Expanding to 60 new counties in 2025
- ✓Good for those with subsidies
Cons
- ✗Narrower provider networks
- ✗Customer service can be inconsistent
- ✗Less name recognition than BCBS
- ✗Some markets have limited specialist access
Pricing Details
Ambetter frequently offers the lowest or second-lowest cost ACA plans in markets where they operate. Strong for subsidy-eligible consumers.
Best For
- • ACA marketplace shoppers
- • Subsidy-eligible individuals
- • Medicaid recipients
- • Budget-conscious families
Coverage
- 📍 29 states via Ambetter
- 📍 31 states Medicaid
Accreditations
- ✓NCQA accredited in multiple states
Trust Indicators
Years in Business
40+
Last verified: December 21, 2024
⚠️ Important
Always verify pricing and details directly with the provider. Prices shown are estimates based on our research as of December 2024 and may have changed.
This information is for educational purposes only and does not constitute medical advice. Consult with qualified healthcare professionals before making medical decisions.
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